These crooks may call you promising to recover the money you lost or the prize or merchandise you never received for a fee in advance. Please share your experience. And, BankMobile Vibe isn't only for students! The funny thing is, the only way to contact them by email is to login. The person who helped me was named Sary, and my issues were resolved in under 5 minutes. But on the other hand, American customers have deep-rooted concerns about cyber-security, information privacy, and hacker prevention. Guenther Enrollment Services Center, Room 125 (518) 629-4504. cashier@hvcc.edu. Thats why the companies that offer the best mobile banking apps will attract the most students to bank with them. This information tells you just how successful this bank is, who benefits the most, and who it is dedicated to serving. You were such a pleasure to help. But if you can't login you have to call them through phone. Youve probably come across the BankMobile banking application and the BankMobile online banking services. Click to view AdvisoryHQ's. I am glad I was able to quickly address your concerns. Enter your Official Northwest email address in the Email Address field. I DMd BankMobile for help. As of 6 PM ET on 1/10/23, we have only received your file from your school, however, have not received your refund yet.BMTX discloses to all students that we will process student refunds the same business day once the funds are received from the schools. BankMobile is on a mission to make banking experiences that customers love to use every day. Additionally, 35% of smartphone owners are choosing to use online mobile banking. Takes forever to issue a refund after the merchant has already released the funds. For example, think of your cell company, Amazon, or your bank. If they do not choose their delivery preference, it could take up to 21 days to receive their money. Paul. My Community college uses that website for financial aid so whatever excess financial aid I got, it was deposited through BankMobile. For more detailed information, please see our Anticipated Financial Aid Refund Dates page. Then they sell it to third parties, including financial institutions, medicare companies, etc. You can get the dealHERE or by clicking the button below. Don't worry, here are some options to help you get back on track: We apologize for any inconvenience and hope to hear from you soon! This includes financial aid refunds, bookstore returns, RaiderCard refunds, overpayments or dropped class refunds. They referenced the BankMobile Vibe account option as a "seamless way to receive refunds and financial aid from your school." They viewed the company as an exclusively student-oriented online banking company with online mobile banking as a priority. More information can also be found at https://ir.bmtxinc.com/. This is a tremendous feat considering the type of consumer checking accounts they offer. Thanks again! For example, BNY Mellonwas founded in 1784 andState Streetwas founded in 1792. Take care! SCF has partnered with BankMobile, to process refund disbursements to students. Refund Selection Your choices for refund delivery are just a few clicks away! <META http-equiv="refresh" content="0;URL=/refundselection/jsDisabled.html"> <img height="1" width="1" alt="" style="display:none" src="https://www.facebook.com/tr?id . When BMTX receives the money and refund file from your school, you will receive an email from BMTX, and your refund will be sent according to your choice: Deposit to a BankMobile Vibe Checking Account: Available same business dayTransfer to an existing bank account: Takes 1 2 business days We look forward to hearing from you. Hello Indi. Either you selected the check as a method of delivery or it defaulted to that. You deposited it and nothing happened? Please remember to keep a confirmed mobile phone number on file. Im happy because I honestly wasnt expecting a twitter response. Why am I getting a Personal Code? They referenced the BankMobile Vibe account option as a seamless way to receive refunds and financial aid from your school.. Students who are not expecting a refund from their school may receive a refund in the future. If a credit balance remains on your account after your tuition, fees and other authorized charges are paid, a refund will be issued to you within seven days. In conclusion, you still need to be careful when conducting business on ANY site, not just www.refundselection.com. I decided to leave a message on Twitter asking what I should do and I was going to call customer service when I was off work. The ITS Help Desk has received numerous inquiries about an email from BankMobile asking students to select a delivery message for their refund. GRCC is an institution committed to accessibility, diversity and equal opportunity. You can protect your online browsing from installing malware forever by clicking the button below: The second most powerful fraud prevention tool you should consider isSurfshark. Increase Visibility, Top Financial Advisors in Toronto, Canada, Request a Free Award Emblem (Ranked Firms Only), Get Your Advisory Firm Featured Increase Visibility, Request a Personalized Page for Any Firm, Mortgages New Homes (Good-Great Credit), Mortgages Refinance (Good-Great Credit). Jay Sidhu is also the CEO of, BankMobile continues to expand its market share and is now serving millions of clients around the United States. If you are receiving funds through your school, BankMobile and the banking application will allow you to manage your money with almost zero expenses. I wouldn't recommend them to use as an actual bank rather than a place to get your school refund and move it to your actual bank account. Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. A lot of colleges uses BankMobileVibe for school refunds. Enter your Student ID Number in the College ID Number field. AGREE! On hold once for 1 hr 23 minutes and a second time 57 minutes. In the Terms and Conditions, it states that we may close your Account at any time for any reason and without notice to you. How will I get a Personal Code? Leave a comment below. Paul. Bankmobile credits its low overhead, due to not having any physical branches, for its ability to offer higher interest rates on savings accounts. Review of the BankMobile Website. Review of the BankMobile Website. 2023 Trustpilot, Inc. All rights reserved. With it, customers can earn prizes and discounts by simply taking steps to manage their money smarter. Refund Selection at refundselection.com is not a scam. Some schools offer a paper check as an option for your refund disbursement. BankMobile was founded in 2014, so its normal for people to wonder if it could be a scam. 3. Although not required, almost two million students have chosen to open a Vibe account as we have successfully partnered with seven hundred schools across the USA. Scam artists buy and sell sucker lists with the names of people who already have lost money to fraudulent promotions. School Name. If you still can't find what you need, feel free to contact us. For more information, visit the BankMobile Disbursements Refund Choices webpage. If the merchant does not collect the funds by the 5th business day, the hold will automatically drop off after the 5th business day and will be released back into your available balance. Mike, So I wrote a review for this clown bank and got a response but cant reply so I am replying this way I have verification from the school that my funds were released last week to you I have confirmation from the bank that the file is there the school confirmed this with the bank and yet the funds seem to be in the wind and its on the bank end not the school and the school also confirmed that Monday made 2 business days and there is no reason that my money is not in my account..bank continues to try and transfer me to the automated system even though the delay that they and the school said shouldnt be happening is happening..this has been a ongoing issue, Hello Julianna. Finder.com is another site where you can find a few online BankMobile reviews, and their overall rating for the bank is 4 stars. PayPal Scams: Full List Am I eligible to receive electronic refunds? The Rank of the website you are interested in is: The rank is based on a 1-100 scale, with 100 being the most reputable. The check is legitimate as it comes from your school. Fine bank. How is my money delivered? I am glad I was able to quickly address your questions and concerns. Go to myHACC. Also, Cathy was very helpful and knew what was going on with my account and provided me great feedback and a clear solution. Paul. An anti-cybercrime community alerting the public to web or internet threats. For more information, visit the BankMobile Disbursements Refund . Replies to negative reviews in < 24 hours. And using a phone is a pain in the ass not to mention that I'd probably curse them out and they'd just hang up on me like usual. Write Your Comment, Question, Answer, or Review, Fake Anti-Spyware - Virus - Optimization Software, Hoax - Fake-News - Pranks - Chain Letters, Lottery - Donation - Inheritance Scams - Ponzi Schemes, Phishing - Scamming - Fraud - Identity Theft, Virus - Malware - Trojan - Ransomware - Spyware, Check the comment section below for additional information, share what you know, or ask a question about this article by leaving a comment below. Was very responsive and kind through social channels. I got a card two years ago. It is focused on technology, innovation, easy-to-use products, and education with the mission of being customer-obsessed and creating customers for life. The BMTX digital banking platform employs a multi-partner distribution model, known as Banking-as-a-Service (BaaS), that enables the acquisition of customers at higher volumes and substantially lower expense than traditional banks, while providing significant benefits to its customers, partners, and business. By doing this, you can reset your password in under 2 minutes 24/7 even if suspended. Holland, Michigan 49424, Facebook Kristen, Thanks for the awesome review, Kristen! Reddit and its partners use cookies and similar technologies to provide you with a better experience. Thank you Cesar for your review of BMTX and Karey! Disclaimer: This news item was originally posted on Friday, Feb 3, 2017. An interest-bearing checking account allows depositsup to $15,000 with a 1.04%APY interest rate. BMTX follows all MasterCard rules and regulations when handling purchases and disputes. It's always something with this account. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. For more information about how your refund will be distributed, visit BankMobile Disbursements' Refund Choices webpage. Contact However, as the site is not at maximum rating just yet, we tried scraping a relevant phrase from it (see below) to see how they describe themselves: Now let's look at what determined www.refundselection.com having such a super high rating. BankMobile continues to expand its market share and is now serving millions of clients around the United States. Sary helped me resolved the issue within 30 minutes compared to being on hold on the phone for an hour. Luvleen has been featured regularly in the media including CNBC, Bloomberg, Yahoo Finance, and The Wall Street Journal as she continues to promote the banking app. Thank you so much Cassie for your review of BMTX! It may take up to 21 days for you to receive your money if no preference is selected. We have been helping students for over 20 years! Most of the customers providing reviews (228 of them) also voiced concern about other areas of the banks products and services. Required fields are marked *. They are used to doing everything online. Tap. If they arent conducting their finances online, then a banking application is useless. Cashier's Office. Mike. I was trying to find a way I could contact Bank Mobile. Are you just about to make a purchase online? Refund Selection. This includes your address, phone number and e-mail. Its content may no longer be timely or accurate. To receive your excess credit balance, you must have a refund selection set up with BankMobile Refund Choice. Almost half of the reviewers rated BankMobile with an excellent rating and only 29% of reviewers gave the bank a very low rating of 1 star. They are 100% legit companies, but there are always complainers about them. They ain't that darn busy. In addition, if your card and credentials are stolen, the chances are high that the hackers can clear all the money out of your account. Thank you especially Paul. Enter your email address and password (If you don't remember your log in information, then call BankMobile at (877) 327-9515) 4. Thank you Faith for the review and the recommendation! If you have not previously created a BankMobile profile, you will be asked to . Students are sent an email when their loan funds arrive. The check is legitimate as it comes from your school. They have been helping students for over 19 years! The firms banking application also provides services like Money Meter that help customers get a holistic view of all their spending. However, if youre around the age of 20 you might really enjoy banking with BankMobile. It also. Remember that even legitimate businesses have complaints and unhappy clients. Identify the difference between the actual platform and the user. Thank you Caleb for taking the time to submit a review of BMTX! Paul. OnTrustPilot, the overall review score is 3.8. Why should students choose a refund delivery method if they are not expecting a refund? Students need to have access to this money as soon as it is available. Typically, it takes -2 business days for the receiving bank to credit the money to your . Downtown Redmond, Redmond, Washington, United States, Is Refundselection.com a Scam? Paul Learn more about our mission and accreditation. Your school partners with BMTX, Inc. to deliver refunds with our BankMobile Disbursements service. You will have two electronic options to deposit your money. Paul was very helpful and helped me get my account back in a matter of minuets. Ok that was so appreciated. After testing several fraud prevention products online, we could certainly say the winner is a browser extension called Guardio. The Vibe account is an easy, convenient and affordable choice for a bank account and we encourage all students to compare our account to other banks and you will see we measure quite favorably. I am glad I was able to quickly address and resolve your situation. As mentioned earlier, a mix of opinions about BankMobile can be found online. Although ideal for students and young adults, BankMobile has no age limit for opening an account with them. Grand Rapids Community College delivers your refund with BankMobile Disbursements, a technology solution, powered by BMTX, Inc. Typically, it takes 1-2 business days for the receiving bank to credit the money to your account. So, if you want your data removed from the Internet, sign-up HERE. Thanks again. Karey was the person helping me and they did a great job. http://www.bbb.org/us/ct/new-haven/profile/financial-services/bank-mobile-vibe-0111-87125109/complaints They viewed the company as an exclusively student-oriented online banking company with online mobile banking as a priority. Reddit and its partners use cookies and similar technologies to provide you with a better experience. After all, you may drop a class, make an overpayment, or apply for a loan to pay for off-campus housing, for example. Select Your Preference Now! They helped me in a fast and reliable way and I appreciate them. BankMobile Disbursements is a division of Customers Bank. Paul, Cindy was amazing, helpful, friendly, knowledgeable and answered all of my questions. Students should have received a green envelope containing a personal code prior to receiving the email. For more information, you can check out the following educational articles: Crypto Fraud Victim May Recover Their Assets Here In conclusion, you still need to be careful when conducting business on ANY site, not just www.refundselection.com. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Verification can help ensure real people write reviews about real companies. How would you rate the business? How will I know when my money has been sent? That location is not enough to find you. Thanks again for posting! It's a fact. Please contact us again if you need help in the future. You will continue to receive these emails until you make a selection.If you have questions about the refund process, please contact the Cashier's Office at 608.342.1211 or cashieroff@uwplatt.edu. They currentlyhave 55,000 ATMsworldwide, which is more thanChase,Wells Fargo, andBank of Americacombined! Paul. However, based on our research and findings we saw no factors pointing to BankMobile being an illegitimate or unsafe online bank. BankMobile believes its banking application is more secure than online banking due to encryption techniques. Share Can I change my refund preference for receiving money from my school? Companies can ask for reviews via automatic invitations. We use dedicated people and clever technology to safeguard our platform. In addition, students using their BankMobile cards are able to use these cards without any fees when getting cash from these ATMs. Thanks again Paul! The website is owned and operated by BankMobile, who has partnered with your school to deposit your money or refund it quickly and securely. He even told me what would happen after I went to refund status and what exactly I should do next. We could not said it any better about how important it is to maintain current contact information in your BMTX profile, and to register your mobile number for alerts. According to BankMobile management, over the first two years since they launched the banking app, they have managed to save the college and university students around $100 million in banking fees. Having refund options increased student customer service and processing costs were reduced. In fact, we partner with over 700 campuses, and one in every three students in the U.S. receives their school refunds through BankMobile Disbursements. Happy banking! I needed help on how to do refund selection for my new school. Get in Touch. Those who use cash regularly will prefer banks that have more ATMs close to them. Every time you visit a website, enable cookies or download an app, several companies collect your full personal data without your knowledge. It is a domain having .com Here are some tips to help you avoid losing money to a recovery scam: How To Stop Scam Calls BankMobile Review Conclusion: Is BankMobile Safe and Should You be Opening an Account with Them? Still, its completely normal for people to ask these questions based on the relative newness of BankMobile, especially when compared to other well-established banks that have been around for 200 years or more! I hate this bank! Very fast and simple. Using their banking application allows consumers to make payments very easily. Offering consumers the ability to deposit checks by phone, conduct online mobile banking and use one of the best mobile banking apps on the market, its clear at first glance why one might consider BankMobile to be one of the best online banks. Guardio has over a million users and while it is affordable for the benefits it provides (just a few dollars a month), it covers up to 5 family members. We also ensure all reviews are published without moderation. Enter the personal code we sent in the mail and by email. We start to receive financial aid funds approximately six weeks into the term, although it can be longer for summer terms. In addition, their banking application has been downloaded more than a million times just on the Android platform alone. Paul was outstanding and attentive to my every question I had a good amount of issues and he resolved all of them in a very quick manner. Click to view AdvisoryHQ's advertiser disclosures. Cookie Notice Please give Sary a raise he deserves it. All the relevant factors used by our algorithm provided an almost perfect score. She was very helpful and went above and beyond, especially considering it was on Christmas Eve and after hours. Thats why they love the ease and convenience of using a banking application for their needs. Remember that even legitimate businesses have complaints and unhappy clients. The basis for refunds of refundable fees: Refunds of 100% (less nonrefundable fees) will be made until 11:59 p.m. on the last day of registration (end of the posted add/drop period). The only thing that might be considered unsafe about BankMobile is the poorly managed overdraft policy. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. 2) Deposit to a BankMobile Vibe Checking Account - If you . A lot of colleges uses BankMobileVibe for school refunds. Instagram and our In addition, they help graduating students refinance their student loans through theBankMobile Student Refiprogram. Your choices include: Deposit to an Existing Account Instead, their customer service strategy was predicated on customers reaching them through online channels or via phone. Our validator tool (VLDTR) confirms it is a high authority, trustworthy website. I was already upset because I wanted to use that money to pay for my spring courses. Selecting a refund delivery method with BankMobile Disbursements ensures you will receive your funds in the quickest, most reliable, and safest method possible. Then, they gave me a temporary password which enabled me to change my password. I only have it for school otherwise I'd never deal with them again. How To Report Scam Emails. In addition, even though withdrawing cash from BankMobile ATMs is free, doing it on other banks ATMs will involve a $3 fee. Ive had no issues. Five insightful ideas for, Lets take a look at how to tell if an online transaction is safe and, Geek Squad Scam: How It Works One resurfaced scam that has been making the rounds, With the increase in online scams, it's becoming more and more important to know how, Travel scams are rampant these days. Ive seen mixed reviews online and Im not sure wether to cash the check or not. We are glad Sary was able to quickly address your questions and concerns. Verify and update your information. The service is verified by our staff and is legitimate. Is it safe? From the website's popularity, customer service, online reputation, and IP address to Alexa rank, genuine social media praise, and mentions in other authoritative websites, www.refundselection.com checks all the boxes. Institution, Go back to the previous page and try again, Use the search bar to find what you're looking for. With Surfshark, this is not happening. For more information about BankMobile, please visit: http://bankmobiledisbursements.com/refundchoices/. In 2017, GlobeNewswire.com announcedthat BankMobiles Vibe account holders save over $62 million per year. Safe. Even though we can see a lot of benefits from using BankMobile and its banking application, there are also some downsides. Anyone can write a Trustpilot review. They only have apersonal loanpackage that offers up to $30,000 with an APR of 16% and standard credit with a fee that ranges from 14.74% to 22.74. Your post will be set as anonymous because you are not signed in. BankMobile has saved millions of dollars for its clients so far due to this benefit. Dont wait! Not one time was I nervous or freaking out cause Paul laid everything out for me. Select 'refund preferences' from the 'Refund' menu option. In addition, we have contacted your school and requested they call you to review the refund process and timeline with you. I maxed out login tired and got my account suspended. Paul. They dont offer any other plans. These consumers are more likely to choose companies that will allow them to handle their banking entirely online. My college is sending me a stipend through them so I guess its legit. Watch the video below to see how to spot a fraudulent website: We have two more powerful fraud prevention tools that you should know about.