All products or services are presented without warranty. This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. Fee is determined and assessed by operator of Netspend Reload Network Approved purchase transactions may Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. Answer: I would suggest looking at the back of your card. Set the dial to 0. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. The card comes with a mobile app . If Cardholder is subject to banking practice of posting funds at settlement. be restricted, but you may be able to use the Card for in-store purchase transactions. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. Hidden. The Brinks Prepaid is only worth it in very specific situations, like if you cant open a traditional banking account. How to Open a Brinks fire Safe. Certain products and services may be licensed under U.S. Patent Nos. up to the coverage limit, currently $250,000.00. Card activation and identity verification required before you can use the Card Account. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Republic Bank & Trust Company and Mastercard are [2] Payback Rewards SM Picture must meet Image Guidelines. By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. institution. See the Cardholder Agreement for details. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. Fraud prevention Find Your Best Match for Student Loan Refinancing. redemption parameters. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. 6,000,608 and 6,189,787. We may also ask to see your driver's license or other identifying information. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. For people without credit, the. Personal Loan Vs. Line Of Credit: Which Is Better? transfer conducted through a Netspend Customer Service agent. April Early For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. Brink's Money Paycard - Cardholders. Reward offers are based on individual shopping habits. With Brink's Direct Deposit, you can get paid faster than a paper check. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. Domestic ATMs only charge a $2.50 withdrawal fee. Plan. Our experts have been helping you master your money for over four decades. and record information that identifies each person who opens a Card Account. Certain products and services may be licensed under U.S. Patent Nos. Getting a Mortgage With a Smaller Down Payment and No PMI. This product is Start to spend more time on the things that matter like family, friends and everyday life. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such The information, including card rates and fees, is accurate as of the publish date. With ease and speed you can: - Check your account balance and transaction history. Their use does not signify or suggest the endorsement, Sign Up Now. Fee Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. No Minimum Balance, No Late Fees - because this is not a credit card delay availability of funds with or without notice. Put your picture on a Card for added security when paying a merchant in store. The offers that appear on this site are from companies from which Bankrate.com receives compensation. Ends 1/31/22. Certain products and services may be licensed under U.S. Patent Nos. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and governmental customers. Certain products and services may be licensed under U.S. Patent Nos. Up to $3.95 per load. Considering a card program for your business? Fee varies Per transfer. For 9. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. At Bankrate we strive to help you make smarter financial decisions. All products, logos, and company names are trademarks or registered trademarks of their respective holders. Does Refinancing Your Car Loan Hurt Your Credit Score? But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account. of a check or other direct payment method. Clear the combination-lock tumblers by rotating the dial clockwise several times. but you may be able to use the Card for in-store purchase transactions. (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. *Card issued by Republic Bank & Trust Company, Member FDIC. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. This is a third-party fee and is subject to change. 5. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. now = new Date(); Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. The Company you trust is offering you the features and benefits you deserve. Card use subject to activation and identity verification. . January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) See the Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. Mastery Wiki Search for: How; Who; I mention reloading because it would be IMHO, the only reaso. Brink's Money Prepaid Mastercard. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. Netspend is the federally registered U.S. service mark of Netspend Corporation. Use of the Card Account is subject to activation, ID verification, and funds availability. Use of Card Account also subject Filter & compare all your options in one place. Check the banks website for the most current information. Additional transaction fees, costs, terms and conditions may Netspend Corporation.All rights reserved worldwide. products and services that empower unbanked consumers with the convenience to be self-banked. 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. All other trademarks and service marks belong to their owners. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. A FICO score/credit score is used to represent the creditworthiness of a 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical the Average Daily Balance which is $1,000.00 or less will be 4.91%. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. NO PURCHASE NECESSARY. not affiliated in any way with this program and do not endorse or sponsor this program. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. CTA Banner. There's no interest or late fees because it's not a credit card. You'll receive a Card in the mail within 7-10 business days. Residents of Vermont are ineligible to open a Card Account. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. 1, 2020. However, if used correctly, it can be handy in a bind and help people financially establish themselves before graduating to checking accounts and secured credit cards. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. Neither Plan Fee option includes any other fees. editorial integrity, Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. The maximum allowable savings account balance is $5,000. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. Brink's Money Prepaid Mastercard. When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. 6,000,608 and 6,189,787. We may also ask to see your driver's license or other identifying information. The Brink's Company (NYSE:BCO) is the global leader in total cash management, route-based secure logistics and payment solutions including cash-in-transit, ATM services, cash management services (including vault outsourcing, money processing and intelligent safe services), and international transportation of valuables. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. this post may contain references to products from our partners. for repayment of any negative balance. Charges a monthly maintenance fee of up to $9.95. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. I've never heard of that type of card in the US, nor am I familiar with the California Bank that may clear Brinks US debit card transaction. However all credit card information is presented without warranty. Pay- Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. No charge for this service, but your wireless carrier may charge for messages or data. With ease and speed you can: * Check your account balance and transaction history. Why Should You Get a Business Credit Card? The APYs were accurate as of Because Savings Account funds are withdrawn through the Card Account Our editorial team does not receive direct compensation from our advertisers. Adding money to your Brink's Money Prepaid Mastercard is convenient. Compare real offers from multiple lenders. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us Standard text message or data rates may apply. This compensation may impact how and where products appear on this site Plus, the app is optimized for . Walmart MoneyCard. Those who can Direct Deposit at least $500. Login. Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. The interest rates and APYs of each tier may change. There is a Live Chat feature on the website under Customer Support. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! 6,000,608 and 6,189,787. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) Netspend Corporation.All rights reserved worldwide. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. Use of Card Account also subject Securing cash and valuables since 1859. Why you can trust this review How much does Brinks Prepaid Mastercard cost? See the program FAQs and Terms and Conditions in your Online Account Center for additional 8 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. With Brink's Direct Deposit, you can get paid faster* than a paper check. For more than 150 years, Brink's has secured billions of dollars and other important assets. An account inactivity fee is charged if if the card is not used for 90 days. enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. Even the rewards with the. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Order Your Brink's Money Prepaid Card Here >. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. 6. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Its not a long-term option, but is a great short-term solution. From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards.